CONSUMER INFO CENTRAL

This page is landing zone, full of information to assist you achieving the most of your accounts.  It will also act as a centralized information depot to combat fraud.

COMBAT IDENTITY THEFT



Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.

AnnualCreditReport.com
Fight identity theft by monitoring and reviewing your credit report. You may request your free credit report from each of the bureaus each year.
Tip: review one each quarter

OptOutPrescreen.com
Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance that are not initiated by you ("Firm Offers"). The FCRA also provides you the right to "Opt-Out", which prevents Consumer Credit Reporting Companies from providing your credit file information for Firm Offers.
Tip: visit this site to stop unwanted credit offerings in your mailbox.

ATM SAFETY



The automated teller machine (ATM) revolution has made banking more convenient today than ever before. With the touch of a few buttons, you can withdraw cash, make deposits and transfer funds virtually anywhere an ATM is located.  However you should Exercise care when using an ATM, and follow these general rules:

• Protect Your Card

• Using an ATM Safely

• ATMs at night, Special precautions

These tips are meant to make you aware that although rare, ATM crime can happen. Preventing such a crime must be a cooperative effort between you and your bank.
 

Card Info

Lost ATM/Debit: 800.500.1044
Lost Elan Credit: 800.558.3424

Debit Card Security
Falcon™ Fraud Manager

Using neural network-based statistical models, Falcon determines the probability of fraud with each transaction by comparing it to the cardholder’s known purchase patterns. The Falcon calculates a fraud score for each transaction based on individual cardholder and transaction data. If the score indicates a high probability of fraud, the system creates a fraud case and send it to a fraud analyst for action, block subsequent transaction attempts, or both. The fraud score also may be used to make real-time authorization decisions.
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ALERTS

• Fraudulent Compliance Requests to Hoosier Businesses
• Attempts to Obtain Bank Information from Small Businesses
• More Alerts

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