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Under the Fair Credit Reporting Act (FCRA), the Consumer Credit
Reporting Companies are permitted to include your name on lists used by
creditors or insurers to make firm offers of credit or insurance that
are not initiated by you ("Firm Offers"). The FCRA also provides you the
right to "Opt-Out", which prevents Consumer Credit Reporting Companies
from providing your credit file information for Firm Offers.
Through
this website, you may request to:
·
Opt-Out from receiving Firm Offers for Five Years -
(electronically through this website).
·
Opt-Out from receiving Firm Offers permanently - (mail
Permanent Opt-Out Election form available through this website).
·
Opt-In and be eligible to receive Firm Offers. This option
is for consumers who have previously completed an Opt-Out request -
(electronically through this website).
If you choose to Opt-Out, you will no longer be included in firm
offer lists provided by these four consumer credit reporting companies.
If you are not receiving firm offers because you have previously
completed a request to Opt-Out, you can request to Opt-In. In doing so,
you will soon be among the many consumers who can significantly benefit
from having ready access to product information on credit and insurance
products that may not be available to the general public.
Click here
for more information
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