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Bloomfield State Bank's Current Interest Rates

Effective 12/15/2014 through 12/21/2014

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Terms

*Annual Percentage Yield (*A.P.Y.) The Total Interest Earned On A Deposit Based On Frequency Compounding For A 365-Day Period Expressed As A Percentage
Monthly Maintenance Fee Charge Assessed Against Account For Balance Below Pre-Established Minimum Balance
Excess Check Fee Charge Assessed Against Account For Writing More Than Allowed # Checks Within A Statement Cycle
Compounding/Crediting The Frequency Interest Is Calculated And Posted To Customer's Account
Early Withdrawal Penalty Number of Days/Months Of Interest That Is Forfeited For Withdrawing Funds Prior To Maturity
Grace Period The Period Of Time Following Maturity Of An Automatically Renewing Time Deposit (CD or IRA) During Which The Customer May Withdraw Funds Without Being Assessed A Penalty.
T-Bills Sold by the U.S. Treasury weekly in 3 mos. and 6 mos. terms at a discount in denominations of $10,000 or more.  They are traded daily in the secondary market.  They are not insured by the FDIC, but are guaranteed by the U.S. Government
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T-Bills

Length

Interest Rate
3 month .025%
6 month .090%
12 month .150%

Certificates Of Deposit (CD's)
Length *A.P.Y. Interest  Rate Minimum Deposit   Early Withdrawal Penalty Grace Period Compounding & Crediting
91 Day (Fixed) 0.05% 0.05% $1000 1 Month 10 Days Every 91 Days
182 Day (Fixed) 0.11% 0.11% $1000 1 Month 10 Days Quarterly
12 Month (Fixed) 0.16% 0.16% $500 1 Month 10 Days Quarterly
**13 Month CD  Special (Fixed)** 0.40% 0.40% $5000 No Pts. 1 Month 10 Days Quarterly
18 Plus (18 Month Variable) 0.01% 0.01% $1000   3 Months 10 Days Quarterly
     Effective 12-01-2014 .070%   -25 Points

UNLIMITED ADDITIONS ALLOWED $100 MINIMUM UP TO 5 DAYS PRIOR TO MATURITY

24 Month (Fixed) 0.31% 0.31% $500 3 Months 10 Days Quarterly
30 Months (Fixed) 0.31% 0.31% $500 3 Months 10 Days Quarterly
36 Months (Fixed) 0.41% 0.41% $500 No Pts. 3 Months 10 Days Quarterly
42 Month CD Special (Fixed) 0.71% 0.71% $500 No Pts. 3 Months 10 Days Quarterly
48 Months (Fixed) 0.56% 0.56% $500 3 Months 10 Days Quarterly
60 Months (Fixed) 0.72% 0.72% $500 6 Months 10 Days Quarterly

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I.R.A. 24 and 48 Month (Fixed)

  *A.P.Y. Interest  Rate Minimum Deposit Opening Deposit Early Withdrawal Penalty Grace Period Compounding & Crediting
 

 IRA 24 Month

0.31% 0.31% $100 $100 3 Month With Exceptions 10 Days Quarterly
 

 IRA 48 Month  

0.56% 0.56% $100 $100 3 Month With Exceptions 10 Days Quarterly

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Checking Accounts
Account Type *A.P.Y. Interest Rate Minimum To Earn Interest Opening Deposit Monthly Maintenance Fee Excess Check Charge Compound Credit Freq.
Free Checking N/A N/A N/A $100 N/A N/A N/A
Rewards Checking 0.01% 0.005% $200 $100 $7.50<$1000 min. N/A Monthly
Grand Checking 0.01% 0.005% $1000.01-$5000 $1000 $10.00<$5000 min. N/A Monthly
  0.03% 0.025% $5000.01-$25000        
  0.03% 0.025% $25000.01-$100,000        
  0.05% 0.045% $100,000.01+        
Bloombank Business Rewards 0.00% 0.00% N/A $1000 $15.00<$7500 min. .35>100 Checks Monthly
  0.01% 0.005% $5000.01-$10000   $7.50<$15000 If Balance is < $15000  
  0.01% 0.005% $10000.01-$25000        
  0.01% 0.005% $25000.01-$50000        
  0.03% 0.025% $50000.01-$75000        
  0.03% 0.025% $75000.01-$100,000        
  0.05% 0.045% $100,000.01+        

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Savings Accounts
Account Type *A.P.Y. Interest Rate Minimum To Earn Interest Opening Deposit Monthly Maintenance Fee Excess Check Charge Compound Credit Freq.
Money Market Checking 0.01% 0.005% <$2500 $2500 $15.00<$1000 Certain Conditions Monthly
  0.01% 0.005% $2500.01-$10000     May Apply  
  0.01% 0.005% $10000.01-$25000        
  0.05% 0.045% $25000.01+        
Statement Savings 0.03% 0.025% $1 $50 $1.00 Monthly<$100 $1 Per W/D Over 4 W/D Per Mo. Monthly
Junior Savers Club 0.03% 0.025% $1 $5 N/A $0.50 Per W/D Over 1 W/D Per Mo. Monthly
Christmas Club 0.03% 0.025% $10 $1 N/A $10 Early Closing Fee Annually
 
More Rewards for our Family of Customers!
If you have: Any Term DDA Min. Balance  
Rewards Checking    +  .10 Any + Bal  
Grand Checking    +  .15 Any + Bal  
Basic Savings or Existing Checking   +  .05 $5,000 4Combined Product Type Balance(s) Greater than Equal To $5,000
Money Market Savings or Individual Retirement Account    +  .10 $50,000 6Combined Product Type Balance(s) Greater than Equal To $50,000
BillPay   +  .05 Any + Bal  
Home Equity or Auto Loan   +  .05 Any + Bal  
BSB mortgage    +  .10 Any + Bal  
Open a CD over $100,000      (Jumbo)    +  .15 N/A  
*****' Maximum bonus of .50% can be applied to Fixed Rate CDs Only******

 

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800-319-6110
Bloomfield State Bank
48 N. Washington
Bloomfield, IN  47424