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|
|
Certificates Of
Deposit (CD's) |
|
Length |
*A.P.Y. |
Interest Rate |
Minimum Deposit |
|
Early Withdrawal Penalty |
Grace Period |
Compounding & Crediting |
|
91
Day (Fixed) |
0.05% |
0.05% |
$1000 |
|
1
Month |
10
Days |
Every 91 Days |
|
182
Day (Fixed) |
0.15% |
0.15% |
$1000 |
|
1
Month |
10
Days |
Quarterly |
|
12 Month (Fixed) |
0.25% |
0.25% |
$500 |
|
1
Month |
10
Days |
Quarterly |
|
**13 Month CD Special (Fixed)** |
0.50% |
0.50% |
$5000 |
No Pts. |
1
Month |
10
Days |
Quarterly |
|
18 Plus (18 Month Variable |
0.01% |
0.01% |
$1000 |
|
3
Months |
10
Days |
Quarterly |
|
Effective 5/01/11 .16% -25
Pts. |
UNLIMITED ADDITIONS ALLOWED
$100 MINIMUM UP TO 5 DAYS PRIOR TO MATURITY |
|
24
Month (Fixed) |
0.45% |
0.45% |
$500 |
|
3
Months |
10
Days |
Quarterly |
|
30
Months (Fixed) |
0.50% |
0.50% |
$500 |
|
3
Months |
10
Days |
Quarterly |
|
36
Months (Fixed) |
0.65% |
0.65% |
$500 |
No Pts. |
3
Months |
10
Days |
Quarterly |
|
**48
Month Rate Bump Special** (Fixed) |
1.01% |
1.01% |
$500 |
No Pts. |
3 Months |
10
Days |
Quarterly |
|
48
Months (Fixed) |
0.85% |
0.85% |
$500 |
|
3
Months |
10
Days |
Quarterly |
|
60
Months (Fixed) |
1.01% |
1.01% |
$500 |
|
6
Months |
10
Days |
Quarterly |
|
|
|
I.R.A. 18 Month (Variable) |
| |
*A.P.Y. |
Interest Rate |
Minimum Deposit |
Opening Deposit |
Early Withdrawal Penalty |
Grace Period |
Compounding & Crediting |
|
Traditional/Roth/ Educational
Guaranteed Minimum
*A.P.Y. 1.25% |
1.25% |
1.24% |
$100 |
$100 |
3
Month With Exceptions |
10
Days |
Quarterly |
|
|
|
Checking
Accounts |
|
Account Type |
*A.P.Y. |
Interest Rate |
Minimum To Earn Interest |
Opening Deposit |
Monthly Maintenance Fee |
Excess Check Charge |
Compound Credit Freq. |
| Free Checking |
N/A |
N/A |
N/A |
$100 |
N/A |
N/A |
N/A |
| Rewards
Checking |
0.05% |
0.0495% |
$200 |
$100 |
$7.50<$1000
MIN |
N/A |
Monthly |
| Grand Checking |
0.05% |
0.0495% |
$1000.01-$5000 |
$1000 |
$10.00<$5000 min. |
N/A |
Monthly |
| |
0.10% |
0.095% |
$5000.01-$25000 |
|
|
N/A |
Monthly |
|
0.10% |
0.095% |
$25000.01-$100,000 |
|
|
N/A |
Monthly |
| |
0.13% |
0.125% |
$100,000.01+ |
|
|
|
|
| Bloombank Business Rewards |
0.00% |
0.00% |
N/A |
$1000 |
$15.00<$7500 min. |
.35>100 Checks |
Monthly |
| |
0.05% |
0.0495% |
$5000.01-$10000 |
|
$7.50<$15000 |
If Balance is <
$15000 |
|
| |
0.05% |
0.0495% |
$10000.01-$25000 |
|
|
|
|
| |
0.05% |
0.0495% |
$25000.01-$50000 |
|
|
|
|
| |
0.10% |
0.0993% |
$50000.01-$75000 |
|
|
|
|
| |
0.10% |
0.0993% |
$75000.01-$100,000 |
|
|
|
|
| |
0.13% |
0.1252% |
$100,000.01+ |
|
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|
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| |
|
Savings Accounts |
|
Account Type |
*A.P.Y. |
Interest Rate |
Minimum To Earn Interest |
Opening Deposit |
Monthly Maintenance Fee |
Excess Check Charge |
Compound Credit Freq. |
|
Money Market Checking |
0.05% |
0.0495% |
<$2500 |
$2500 |
$15.00<$1000 |
Certain Conditions |
Monthly |
| |
0.05% |
0.0495% |
$2500.01-$10000 |
|
|
May Apply |
Monthly |
| |
0.05% |
0.0495% |
$10000.01-$25000 |
|
|
|
|
| |
0.20% |
0.1949% |
$25000.01+ |
|
|
|
|
|
Statement Savings |
0.10% |
0.095% |
$1 |
$50 |
$1.00 Monthly<$100 |
$1 Per W/D Over 4 W/D Per Mo. |
Monthly |
|
Junior Savers Club |
0.10% |
0.095% |
$1 |
$5 |
N/A |
$0.50 Per W/D Over 1 W/D Per Mo. |
Monthly |
|
Christmas Club |
0.10% |
0.095% |
$10 |
$1 |
N/A |
$10 Early Closing Fee |
Annually |
|
|
|
| More Rewards for
our Family of Customers! |
| If you have: |
Any Term |
DDA Min. Balance |
|
| Rewards Checking |
+
.10 |
Any + Bal |
|
| Grand Checking |
+
.15 |
Any + Bal |
|
| Basic Savings
or Existing Checking |
+
.05 |
$5,000 |
Combined Product Type
Balance(s) Greater than Eqal To $5,000 |
| Money Market Savings
or Individual Retirement Account |
+
.10 |
$50,000 |
Combined Product Type
Balance(s) Greater than Eqal To $50,000 |
| BillPay |
+
.05 |
Any + Bal |
|
| Home Equity or Auto Loan |
+
.05 |
Any + Bal |
|
| BSB mortgage |
+
.10 |
Any + Bal |
|
| Open a CD over
$100,000
(Jumbo) |
+
.15 |
N/A |
|
| *****' Maximum bonus of .50%
can be applied to Fixed Rate CDs Only****** |
|