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Bloomfield State Bank's Certificate of
Deposit Services
To
see current Rates click here.
Terms of Account:
|
Fixed rate certificates of deposit are available as follows: |
91 days
182 days
|
1 year
2 years
2 1/2 years |
3 years
4 years
5 years |
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Variable rate certificates of deposit available are: |
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18 months * |
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SPECIAL Fixed
rate certificates of deposit available are: |
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13 Month
48 Month Rate Bump** |
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More Rewards for our Family of Customers! |
| If you have: |
Add to Any Fixed CD |
Relationship
Balance |
Other Terms |
| Rewards Checking |
+
.10 |
Any + Bal |
|
| Grand Checking |
+
.15 |
Any + Bal |
|
| Basic Savings or
Existing Checking |
+
.05 |
$5,000 |
Combined
Product Type Balance(s)
Greater than Equal To $5,000 |
| Money Market
Savings or Individual Retirement Account |
+
.10 |
$50,000 |
Combined
Product Type Balance(s)
Greater than Equal To $50,000 |
| BillPay |
+
.05 |
Any + Bal |
|
| Home Equity or Auto
Loan |
+
.05 |
Any + Bal |
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| BSB mortgage |
+
.10 |
Any + Bal |
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Open a CD over $100,000 (Jumbo) |
+
.15 |
N/A |
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*****' Maximum bonus of .50% can be applied
to Fixed Rate CDs Only****** |
* Variable rates based on the 6 mo. Treasury Bill and are adjusted monthly.
** Rate Bump = Adjust rate to higher interest (if
available) once during term of CD
- The 18 PLUS Certificate of Deposit is a special program which allows unlimited additions ($100.00 minimum) up to 5 days prior to maturity. Interest rate is variable.
- Interest options: Choose from compounded interest, quarterly interest check or deposit interest to a BSB savings or checking account on any Certificate. Monthly interest check is available only for Certificates with balances over $10,000.00.
- Grace period: There is a 10 day grace period from the date of maturity in which to make changes, add to account, or close certificate. The one exception is the 28 day Certificate, which has a one day grace period.
- Jumbo rates are available for deposits over $100,000.00.
- Penalties apply for early withdrawal.
- No rewards points adjustments on SPECIAL rate CDs.
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