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Bloomfield State Bank's Current Mortgage Interest Rates Rates effective as of 07/24/08 * Rates are subject to change without notice. (Rates subject to change.) Fixed Rate Mortgages serviced by BSB (owner occupied; all secondary market underwriting requirements apply).
Loans for more than 80% of value will require mortgage insurance coverage and have higher APRs. Manufactured home financing available at slightly higher rates.
Fixed Rate Mortgages servicing released to others (owner occupied; all secondary market underwriting requirements apply).
Loans for more than 80% of value will require mortgage insurance coverage and have higher APRs. Manufactured homes not accepted. Rates may vary for loans amounts other than $100,000. Choosing not to escrow taxes and insurance may also affect the rate.
Rural Housing Guaranteed Loans
97% Fixed Rate Mortgages
PMI required. Income limits on My Community Mortgage. Closing costs may be gift or loan from relative, loan from nonprofit, or other approved sources. *Please note that all of the above rates are based on a credit score of at least 720. Credit scores below 720 may result in higher rates or additional fees. *Home Equity loan rates and other mortgage program rates available upon request. Please contact our mortgage lending specialists:
*Payments & APR’s based on $100,000 loan with no PMI coverage, except 2nd mortgages , land, and Mobile home loans, which are based on $30,000. Low down payment fixed rates do include PMI coverage, which is reflected in payment amounts on those loans. Escrows for taxes and insurance are not included in payments shown. Rates effective ONLY on date shown above.
We will be happy to pre-qualify homebuyers
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